Please read these terms carefully before using our website and services.
Last updated: 1 November 2024
These Terms of Use constitute a legally binding agreement made between you and Star-saga concerning your access to and use of our website and services. By accessing or using the website, you agree that you have read, understood, and agree to be bound by all of these Terms of Use.
If you do not agree with all of these Terms of Use, then you are expressly prohibited from using the website and you must discontinue use immediately.
Star-saga provides information and analysis services related to banking fees and charges. Our services include fee audits, cost comparisons, and recommendations for reducing banking costs. We help individuals and businesses understand their current banking arrangements and identify potential savings opportunities.
Our services are informational in nature. We do not provide regulated financial advice and are not authorised by the Financial Conduct Authority to do so. Our analysis and recommendations are based on publicly available information and the data you provide to us.
By using our website and services, you represent and warrant that:
Unless otherwise indicated, the website and all content, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Star-saga and are protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.
While we strive to ensure the accuracy of information on this website, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.
Banking products, fees, and terms change frequently. Information on this website may become outdated between updates. Always verify current terms directly with your financial institution before making decisions.
To the fullest extent permitted by applicable law, in no event shall Star-saga be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
You agree to defend, indemnify, and hold harmless Star-saga and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms of Use or your use of the website.
Fees for our services are as stated on our website at the time of purchase. All prices are inclusive of VAT where applicable. Payment is required before the commencement of any paid services unless otherwise agreed in writing.
We reserve the right to change our fees at any time. Any fee changes will not affect services already purchased.
For services not yet commenced, you may cancel within 14 days of purchase for a full refund in accordance with the Consumer Contracts Regulations 2013.
Once analysis work has begun, a partial refund may be available depending on the stage of completion. Please contact us to discuss your specific situation.
If our analysis does not identify potential savings that exceed our fee, we will refund the difference between our fee and the identified savings.
The website may contain links to third-party websites or services that are not owned or controlled by Star-saga. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
We do not warrant the offerings of any of these entities or individuals or their websites.
We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.
Upon termination, your right to use the website will immediately cease.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
Any disputes arising out of or in connection with these Terms of Use shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
No waiver by Star-saga of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.
These Terms of Use, together with our Privacy Policy and any other legal notices published by us on the website, constitute the entire agreement between you and Star-saga concerning your use of the website.
We reserve the right to modify or replace these Terms of Use at any time at our sole discretion. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms.
If you have any questions about these Terms of Use, please contact us:
Star-saga
27 Pemberton Street
London, EC2A 4NE
United Kingdom
Email: [email protected]